Fire or Explosion
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Applicable law

Federal Law : United States Of America

If the tenant caused the fire in their own apartment, then the tenant is liable for the damages. Otherwise, landlords are generally responsible. Landlords are required to provide safe and solid structures for tenants in nearly every state. In most jurisdictions, this includes situations where the destruction was not the landlord's fault, like a fire caused by a natural disaster or another tenant. Additionally, landlords are likely responsible for damaged personal property if there’s a fire or explosion caused by a hazard that they could have reasonably foreseen and could have prevented with a reasonable fix. For example, a landlord would be responsible for damages caused by faulty wiring that they were aware of. On the other hand, a landlord would not likely be responsible for property damages caused by a lightning strike...